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Home Guides
Practical guidance for Texas, Michigan, Ohio, and Virginia clients from Tan's Agency.
Showing 1–10 of 13 in Home
July 22, 2026
Wind and Hail Claims: What Homeowners Should Expect
How wind and hail homeowners claims work, roof and siding issues, deductibles, and tips for documenting storm damage.
July 22, 2026
When Umbrella Insurance Makes Sense
How umbrella liability works, who needs higher limits, and when to add it on top of home and auto policies.
July 22, 2026
Water Damage Claims and Prevention: What Homeowners Should Know
How water damage claims work, what policies often cover or exclude, and practical steps to prevent costly leaks and floods.
July 22, 2026
Virginia Auto and Home Insurance: What New Residents Should Know
A quick orientation for Virginia clients comparing auto and home coverage with an independent agency.
July 22, 2026
Types of Homeowners Insurance Policies: Fire-Only, ACV, Replacement Cost & Rentals
Understand the difference between fire-only policies, actual cash value vs replacement cost, landlord rental dwelling coverage, and other home policy types.
July 22, 2026
Theft and Vandalism Claims on Homeowners Insurance
What homeowners policies often cover for burglary and vandalism, how to document stolen items, and ways to reduce theft risk.
July 22, 2026
Roof Damage Claims: Filing and Avoiding Common Problems
What homeowners should know about roof claims — storm damage vs. wear, inspections, contractors, and coverage questions.
July 22, 2026
Homeowners Liability Claims: Guest Injuries and Lawsuits
How personal liability on a homeowners policy works for slip-and-falls, dog bites, and other third-party injury claims.
July 22, 2026
Homeowners Insurance Tips for Texas Homeowners
Practical ways Texas homeowners can strengthen coverage — from dwelling limits to wind, hail, and liability.
July 22, 2026
Home Insurance Michigan Guide
A practical overview of homeowners insurance considerations for Michigan residents, including weather and liability basics.