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Auto Guides
Practical guidance for Texas, Michigan, Ohio, and Virginia clients from Tan's Agency.
Showing 1–10 of 16 in Auto
July 22, 2026
Windshield and Auto Glass Claim Scenarios
When glass-only claims make sense, how deductibles may differ, and tips for chip repairs vs. full windshield replacement.
July 22, 2026
Virginia Minimum Auto Insurance Requirements
Virginia's updated minimum liability and uninsured motorist requirements — what 50/100/25 means for drivers.
July 22, 2026
Virginia Auto and Home Insurance: What New Residents Should Know
A quick orientation for Virginia clients comparing auto and home coverage with an independent agency.
July 22, 2026
Texas Minimum Auto Insurance Requirements
Texas state-minimum liability limits explained — what 30/60/25 means and why many drivers need more coverage.
July 22, 2026
Single-Vehicle Accident Claims: Rollovers, Road Hazards, and More
How single-vehicle crashes are usually handled, when collision applies, and what documentation helps your claim.
July 22, 2026
Rental Car and Loaner Vehicle Claim Scenarios
What to know if you damage a rental or loaner — whose insurance applies, and how to avoid claim surprises.
July 22, 2026
Parking Lot Auto Claims and Disputed Fault
How parking lot fender-benders and disputed-fault claims often work — and how to document who hit whom.
July 22, 2026
Ohio Minimum Auto Insurance Requirements
Ohio's state-minimum auto liability limits (25/50/25) explained — and why higher coverage often makes sense.
July 22, 2026
What Ohio Drivers Should Review Before Renewing Auto Insurance
Coverage checks that help Ohio drivers avoid underinsuring — from liability limits to uninsured motorist protection.
July 22, 2026
Not-at-Fault Accident Claims and Getting Repaired
What happens when another driver causes the crash — using their liability vs. your collision coverage, and how to keep repairs moving.